Creating Operational Resilience with BaaS Solutions
We make banking work better.
A lot better.
Right Vision. Right Tech. Right Team.
Leading Edge
Purpose driven architecture that accelerates the innovation cycle so you can go to market faster.
Cloud Computing
Our solutions optimize cloud-based resources and create seamless client and transactional experiences.
Innovative Thinking
We design and build bank-grade
operating stacks that significantly
advance market capabilities.
Our Team
We are a team of C-suite executives with banking and payment
experience in North America.
Our obsession?
Obliterating the status quo to create faster, more effective solutions for our clients.
David is responsible for the growth of covience and its banking-as-a-service (Baas) offering. He leads a team of incredibly talented and experienced individuals that are building full-service propositions for banking and payments in Canada. With a distinguished career in operations and technologies across banks and regulatory jurisdictions, David understands digital disruption from the driver’s seat.
David Raju
CEO
Scott is our master of payments and is obsessed with developing innovative payment products and services. After leading the strategy and emerging-payments business for a global payment network, Scott drove the de novo launch of an award-winning credit card platform in Canada.
Scott Lapstra
Head of Payment Strategy
Our Services
Our advisory services help to create a strategy and plan. Our managed services provide a turnkey state of the art Banking-as-a-Service stack.
Looking for advice or to leverage a BaaS solution? Let’s chat.
1 Yonge Street, Suite 1801
Toronto, ON M5E 1W7